Borrowers

A streamlined approach to receiving capital quickly.

How to Qualify

Quickly receive the capital you need with an equity-based loan. Borrowers who can’t qualify for a bank loan usually meet our simple qualifications. All loans are secured by owner-occupied and non-owner occupied properties, both commercial and residential properties located in California only.

  • Equity on a California Property
  • Purpose for the Loan
  • NO Financials or Tax Returns
  • NO Debt Service Coverage Ratios
  • Self Employed Borrowers
  • Recent Foreclosure or Short Sale
  • Individuals, Trusts, Foreign Nationals, Entities
  • NO FICO Score Requirements
  • NO Debt-to-Income Ratios
  • Stated Income Loans
  • Licensed Marijuana Properties OK
  • Gift Funds without Seasoning Requirements
  • Residential – Single Family Residences, Multi-Family 2-4 Units, Condos, Townhomes
  • Commercial – Multi-Family 5+ Units / Apartment Buildings, Office, Retail, Industrial, Mixed-Use

General Terms & Conditions

  • 1st & 2nd Trust Deeds
  • Purchase, Refinance, Cash Out
  • Up to 75% LTV on Purchases
  • Up to 70% LTV on Refinances
  • Stated Income / Stated Asset
  • Monthly Interest-Only Payments
  • Loan Terms up to 3 Years
  • 2nd TD – Up to 65% CLTV
  • Residential & Commercial
  • Fast & Flexible Solutions
  • $50,000 to $10,000,000
  • Equity-Based Loans
  • Business Purpose & Commercial Use Only
  • Very Competitive Hard Money Rates
  • Any Credit OK
  • Funding in as Little as 5 Days

Loan Types for Borrowers

  • Purchase, Refinance, Cash-Out Equity
  • Residential & Commercial
  • Investment Properties
  • Investment Property Refinances
  • Rehabilitation Loans
  • Owner-Occupied SFR Cash-Out

Get Approved in 24 Hours

Our Streamlined Process Makes Funding Fast

Apply Now